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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,378 | $209,422-30.6% | $178,503-18.6% | $158,982-8.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 3.62% | 188.81%-185.2pp | 151.12%-147.5pp | 302.99%-299.4pp |
| Employer contribution / active EE | $12,147 | $5,707+112.8% | $5,011+142.4% | $4,763+155.0% |
| Participant deferral / active EE | $9,091 | $5,955+52.7% | $5,202+74.8% | $5,983+51.9% |
| Admin fee / account holder | $7,334 | $17,079-57.1% | $13,987-47.6% | $11,252-34.8% |