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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,407 | $165,399-57.4% | $149,745-53.0% | $158,982-55.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 9.29% | 348.34%-339.0pp | 276.72%-267.4pp | 302.99%-293.7pp |
| Employer contribution / active EE | $2,789 | $5,105-45.4% | $4,646-40.0% | $4,763-41.5% |
| Participant deferral / active EE | $4,333 | $7,183-39.7% | $6,843-36.7% | $5,983-27.6% |
| Admin fee / account holder | $872 | $10,811-91.9% | $9,312-90.6% | $11,252-92.2% |