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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,692 | $162,136+145.9% | $152,301+161.8% | $154,746+157.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.11% | 91.02%-79.9pp | 80.50%-69.4pp | 172.34%-161.2pp |
| Employer contribution / active EE | $4,420 | $4,890-9.6% | $4,624-4.4% | $4,379+0.9% |
| Participant deferral / active EE | $13,484 | $8,341+61.7% | $8,004+68.5% | $6,730+100.3% |
| Admin fee / account holder | $91,006 | $15,759+477.5% | $14,398+532.1% | $14,365+533.5% |