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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,003 | $201,372-35.4% | $184,260-29.4% | $145,884-10.9% |
| Participation rate | 78.3% | 87.5%-9.2pp | 86.8%-8.6pp | 80.3%-2.0pp |
| Annual return | 16.48% | 29.04%-12.6pp | 28.84%-12.4pp | 551.85%-535.4pp |
| Employer contribution / active EE | $1,294 | $7,024-81.6% | $6,427-79.9% | $4,662-72.3% |
| Participant deferral / active EE | $4,014 | $9,808-59.1% | $9,133-56.0% | $6,690-40.0% |
| Admin fee / account holder | $12,595 | $16,362-23.0% | $13,898-9.4% | $13,392-5.9% |