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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,081 | $118,875-90.7% | $96,572-88.5% | $167,553-93.4% |
| Participation rate | 90.0% | 75.5%+14.5pp | 69.8%+20.2pp | 82.1%+7.9pp |
| Annual return | 15.74% | 50.50%-34.8pp | 37.79%-22.1pp | 478.89%-463.2pp |
| Employer contribution / active EE | $1,428 | $3,121-54.2% | $2,357-39.4% | $4,840-70.5% |
| Participant deferral / active EE | $6,096 | $4,617+32.0% | $3,850+58.4% | $6,343-3.9% |
| Admin fee / account holder | $330 | $8,070-95.9% | $6,183-94.7% | $12,316-97.3% |