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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,737 | $117,895+57.5% | $102,460+81.3% | $145,897+27.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.75% | 31.92%-20.2pp | 29.47%-17.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $13,353 | $3,619+269.0% | $3,025+341.4% | $4,663+186.4% |
| Participant deferral / active EE | $7,625 | $5,736+32.9% | $5,056+50.8% | $6,689+14.0% |
| Admin fee / account holder | $5,392 | $13,353-59.6% | $9,460-43.0% | $13,390-59.7% |