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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,706 | $54,541-16.2% | $78,778-42.0% | $70,126-34.8% |
| Participation rate | 85.1% | 60.8%+24.3pp | 69.2%+15.9pp | 69.5%+15.6pp |
| Annual return | 9.56% | 21.07%-11.5pp | 35.62%-26.1pp | 73.15%-63.6pp |
| Employer contribution / active EE | $1,597 | $1,089+46.7% | $1,986-19.6% | $2,343-31.8% |
| Participant deferral / active EE | $2,698 | $2,210+22.1% | $2,958-8.8% | $3,332-19.0% |
| Admin fee / account holder | $6,271 | $3,709+69.1% | $5,134+22.2% | $4,645+35.0% |