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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,775 | $67,411+67.3% | $91,004+23.9% | $70,124+60.8% |
| Participation rate | 80.0% | 71.4%+8.6pp | 75.6%+4.4pp | 69.5%+10.5pp |
| Annual return | 15.61% | -40.16%+55.8pp | 4.60%+11.0pp | 73.14%-57.5pp |
| Employer contribution / active EE | $9,436 | $1,786+428.4% | $2,456+284.3% | $2,342+302.8% |
| Participant deferral / active EE | $2,386 | $2,823-15.5% | $3,548-32.7% | $3,332-28.4% |
| Admin fee / account holder | $9,176 | $4,236+116.6% | $5,417+69.4% | $4,645+97.5% |