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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,693 | $99,994+0.7% | $146,647-31.3% | $85,851+17.3% |
| Participation rate | 80.8% | 73.1%+7.7pp | 80.1%+0.7pp | 69.3%+11.4pp |
| Annual return | 15.34% | 18.93%-3.6pp | 22.75%-7.4pp | 318.63%-303.3pp |
| Employer contribution / active EE | $483 | $2,559-81.1% | $4,137-88.3% | $2,565-81.2% |
| Participant deferral / active EE | $4,499 | $4,006+12.3% | $5,506-18.3% | $3,952+13.8% |
| Admin fee / account holder | $16,071 | $7,703+108.6% | $10,281+56.3% | $6,261+156.7% |