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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,802 | $95,979-31.4% | $74,551-11.7% | $135,380-51.4% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -5.24% | 56.97%-62.2pp | 32.53%-37.8pp | 519.81%-525.0pp |
| Employer contribution / active EE | $1,976 | $2,716-27.2% | $1,961+0.8% | $4,779-58.6% |
| Participant deferral / active EE | $477 | $3,844-87.6% | $3,108-84.7% | $5,609-91.5% |
| Admin fee / account holder | $1,052 | $6,522-83.9% | $5,059-79.2% | $10,828-90.3% |