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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,877 | $87,059+141.1% | $105,608+98.7% | $80,925+159.3% |
| Participation rate | 95.5% | 70.4%+25.0pp | 75.3%+20.2pp | 67.7%+27.8pp |
| Annual return | 23.36% | 17.05%+6.3pp | 116.50%-93.1pp | 35.65%-12.3pp |
| Employer contribution / active EE | $5,427 | $2,396+126.5% | $3,167+71.4% | $2,756+96.9% |
| Participant deferral / active EE | $6,653 | $3,986+66.9% | $5,010+32.8% | $4,299+54.8% |
| Admin fee / account holder | $52,621 | $8,443+523.3% | $11,028+377.1% | $6,940+658.2% |