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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,756 | $115,931+42.1% | $185,441-11.2% | $86,983+89.4% |
| Participation rate | 75.8% | 73.6%+2.1pp | 80.3%-4.5pp | 69.5%+6.2pp |
| Annual return | 15.82% | 21.47%-5.6pp | 20.16%-4.3pp | 25.83%-10.0pp |
| Employer contribution / active EE | $2,499 | $2,937-14.9% | $4,672-46.5% | $2,584-3.3% |
| Participant deferral / active EE | $4,514 | $4,551-0.8% | $6,152-26.6% | $4,194+7.6% |
| Admin fee / account holder | $2,075 | $10,687-80.6% | $17,890-88.4% | $7,856-73.6% |