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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,756 | $114,712+43.6% | $173,730-5.2% | $87,485+88.3% |
| Participation rate | 75.8% | 73.0%+2.8pp | 79.6%-3.8pp | 68.9%+6.8pp |
| Annual return | 15.82% | 20.18%-4.4pp | 19.96%-4.1pp | 26.06%-10.2pp |
| Employer contribution / active EE | $2,499 | $2,904-13.9% | $4,577-45.4% | $2,596-3.7% |
| Participant deferral / active EE | $4,514 | $4,642-2.8% | $6,326-28.7% | $4,274+5.6% |
| Admin fee / account holder | $2,075 | $10,210-79.7% | $17,523-88.2% | $7,775-73.3% |