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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,806 | $80,983+97.3% | $96,544+65.5% | $75,177+112.6% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 0.61% | 27.05%-26.4pp | 25.88%-25.3pp | 160.75%-160.1pp |
| Employer contribution / active EE | $7,160 | $2,282+213.7% | $2,966+141.4% | $2,671+168.1% |
| Participant deferral / active EE | $7,848 | $3,929+99.8% | $4,851+61.8% | $4,126+90.2% |
| Admin fee / account holder | $10,165 | $6,717+51.3% | $8,254+23.1% | $5,651+79.9% |