Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,701 | $46,697+220.6% | $117,529+27.4% | $68,490+118.6% |
| Participation rate | 35.8% | 56.8%-20.9pp | 70.6%-34.8pp | 67.9%-32.0pp |
| Annual return | -22.30% | -14.52%-7.8pp | 29.77%-52.1pp | -7.85%-14.4pp |
| Employer contribution / active EE | $1,232 | $1,506-18.2% | $4,179-70.5% | $2,597-52.6% |
| Participant deferral / active EE | $1,955 | $2,637-25.9% | $4,072-52.0% | $4,028-51.5% |
| Admin fee / account holder | $12,411 | $4,023+208.5% | $5,645+119.8% | $5,403+129.7% |