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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,038 | $76,551-88.2% | $123,894-92.7% | $62,881-85.6% |
| Participation rate | 73.5% | 73.0%+0.5pp | 81.4%-7.9pp | 69.3%+4.2pp |
| Annual return | -18.26% | 18.68%-36.9pp | 47.52%-65.8pp | 20.14%-38.4pp |
| Employer contribution / active EE | $2,170 | $2,882-24.7% | $4,617-53.0% | $2,281-4.8% |
| Participant deferral / active EE | $4,204 | $4,840-13.1% | $5,984-29.8% | $3,203+31.2% |
| Admin fee / account holder | $658 | $4,826-86.4% | $8,357-92.1% | $4,296-84.7% |