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| Provider | Service type | Compensation |
|---|---|---|
PRIVATE ADVISOR GROUP LLC3+ years Service code 15 · EIN 27-3463733 | Recordkeeping | $13,280 |
ADP BROKER-DEALER3+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,610 |
ADP BROKER-DEALER3+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,143 | $84,236-79.6% | $170,435-89.9% | $70,126-75.6% |
| Participation rate | 92.8% | 70.8%+21.9pp | 83.6%+9.2pp | 69.5%+23.2pp |
| Annual return | 20.89% | 23.06%-2.2pp | 205.94%-185.0pp | 73.15%-52.3pp |
| Employer contribution / active EE | $468 | $3,387-86.2% | $5,432-91.4% | $2,343-80.0% |
| Participant deferral / active EE | $2,990 | $3,086-3.1% | $4,939-39.5% | $3,332-10.3% |
| Admin fee / account holder | $87 | $5,698-98.5% | $13,881-99.4% | $4,645-98.1% |