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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,729 | $148,623-23.5% | $135,974-16.4% | $139,466-18.5% |
| Participation rate | 54.5% | 83.9%-29.3pp | 81.9%-27.4pp | 80.3%-25.8pp |
| Annual return | 14.13% | 79.30%-65.2pp | 68.30%-54.2pp | 373.66%-359.5pp |
| Employer contribution / active EE | $1,369 | $5,246-73.9% | $4,859-71.8% | $4,754-71.2% |
| Participant deferral / active EE | $7,133 | $8,103-12.0% | $7,760-8.1% | $6,712+6.3% |
| Admin fee / account holder | $335 | $12,406-97.3% | $10,767-96.9% | $11,409-97.1% |