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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,814 | $77,908+60.2% | $149,696-16.6% | $75,173+66.0% |
| Participation rate | 80.0% | 65.6%+14.4pp | 78.8%+1.2pp | 67.2%+12.8pp |
| Annual return | 14.52% | 31.73%-17.2pp | 134.46%-119.9pp | 160.72%-146.2pp |
| Employer contribution / active EE | $5,141 | $3,138+63.9% | $4,821+6.7% | $2,671+92.5% |
| Participant deferral / active EE | $3,670 | $3,411+7.6% | $5,682-35.4% | $4,126-11.1% |
| Admin fee / account holder | $4,001 | $5,950-32.8% | $13,212-69.7% | $5,651-29.2% |