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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,462 | $80,763-63.5% | $102,412-71.2% | $74,459-60.4% |
| Participation rate | 85.9% | 65.7%+20.2pp | 74.5%+11.4pp | 67.2%+18.7pp |
| Annual return | 13.68% | 27.57%-13.9pp | 24.94%-11.3pp | 1369.70%-1356.0pp |
| Employer contribution / active EE | $7,164 | $3,160+126.7% | $3,870+85.1% | $2,626+172.8% |
| Participant deferral / active EE | $2,170 | $3,862-43.8% | $5,060-57.1% | $4,350-50.1% |
| Admin fee / account holder | $358 | $2,371-84.9% | $8,388-95.7% | $1,945-81.6% |