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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,721 | $67,372-82.6% | $60,906-80.8% | $134,532-91.3% |
| Participation rate | 86.7% | 76.2%+10.5pp | 73.1%+13.6pp | 81.2%+5.4pp |
| Annual return | -13.00% | 50.05%-63.0pp | 16.94%-29.9pp | 418.27%-431.3pp |
| Employer contribution / active EE | $0 | $3,099-100.0% | $2,703-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,789 | $4,532-38.5% | $3,814-26.9% | $6,401-56.4% |
| Admin fee / account holder | $5,734 | $4,588+25.0% | $3,227+77.7% | $11,429-49.8% |