Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,015 | $96,388-94.8% | $80,627-93.8% | $139,466-96.4% |
| Participation rate | 43.5% | 73.6%-30.2pp | 67.0%-23.5pp | 80.3%-36.9pp |
| Annual return | 11.34% | 1352.08%-1340.7pp | 936.76%-925.4pp | 373.66%-362.3pp |
| Employer contribution / active EE | $399 | $3,260-87.8% | $2,723-85.3% | $4,754-91.6% |
| Participant deferral / active EE | $676 | $5,224-87.1% | $4,443-84.8% | $6,712-89.9% |
| Admin fee / account holder | $355 | $6,603-94.6% | $5,381-93.4% | $11,409-96.9% |