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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,348 | $138,075-15.0% | $123,552-5.0% | $135,379-13.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.17% | 153.70%-163.9pp | 119.20%-129.4pp | 519.79%-530.0pp |
| Employer contribution / active EE | $17,144 | $5,152+232.8% | $4,628+270.4% | $4,779+258.7% |
| Participant deferral / active EE | $8,045 | $6,800+18.3% | $6,426+25.2% | $5,609+43.4% |
| Admin fee / account holder | $1,279 | $10,917-88.3% | $9,285-86.2% | $10,828-88.2% |