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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,942 | $93,064-86.1% | $74,577-82.6% | $273,972-95.3% |
| Participation rate | 75.0% | 74.9%+0.1pp | 68.1%+6.9pp | 83.0%-8.0pp |
| Annual return | 7.99% | 26.18%-18.2pp | 20.47%-12.5pp | 41.46%-33.5pp |
| Employer contribution / active EE | $1,410 | $3,160-55.4% | $2,525-44.2% | $4,869-71.0% |
| Participant deferral / active EE | $3,385 | $4,160-18.6% | $3,458-2.1% | $5,287-36.0% |
| Admin fee / account holder | $8,281 | $5,273+57.1% | $4,138+100.1% | $10,133-18.3% |