Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,989 | $70,002-38.6% | $115,037-62.6% | $52,331-17.9% |
| Participation rate | 63.1% | 72.1%-9.0pp | 81.4%-18.3pp | 68.1%-5.0pp |
| Annual return | 16.83% | 4.04%+12.8pp | 26.14%-9.3pp | 4.54%+12.3pp |
| Employer contribution / active EE | $0 | $2,715-100.0% | $4,608-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $6,977 | $4,920+41.8% | $6,026+15.8% | $3,022+130.8% |
| Admin fee / account holder | $3,430 | $566+506.0% | $8,175-58.0% | $592+479.8% |