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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,128 | $202,342+111.6% | $172,753+147.8% | $152,909+180.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 25.43% | 1029.88%-1004.4pp | 803.00%-777.6pp | 345.46%-320.0pp |
| Employer contribution / active EE | $12,575 | $5,857+114.7% | $5,144+144.5% | $4,764+164.0% |
| Participant deferral / active EE | $6,250 | $5,948+5.1% | $5,198+20.2% | $5,851+6.8% |
| Admin fee / account holder | $4,262 | $17,112-75.1% | $13,956-69.5% | $11,601-63.3% |