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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,379 | $165,939-97.4% | $122,354-96.4% | $147,585-97.0% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 13.45% | 34.56%-21.1pp | 30.28%-16.8pp | 578.58%-565.1pp |
| Employer contribution / active EE | $0 | $5,754-100.0% | $4,051-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,175 | $4,005-45.7% | $3,287-33.8% | $5,439-60.0% |
| Admin fee / account holder | $380 | $7,425-94.9% | $5,479-93.1% | $10,886-96.5% |