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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,368 | $178,174-80.1% | $156,181-77.4% | $137,256-74.2% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.8%+8.7pp | 80.0%+7.5pp |
| Annual return | 24.24% | 84.19%-59.9pp | 64.87%-40.6pp | 220.34%-196.1pp |
| Employer contribution / active EE | $0 | $4,972-100.0% | $4,294-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $12,073 | $6,888+75.3% | $6,132+96.9% | $6,407+88.4% |
| Admin fee / account holder | $1,601 | $17,404-90.8% | $14,586-89.0% | $12,270-87.0% |