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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,334 | $111,535+14.2% | $105,223+21.0% | $137,256-7.2% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 80.0%-30.0pp |
| Annual return | 18.93% | 237.85%-218.9pp | 180.65%-161.7pp | 220.34%-201.4pp |
| Employer contribution / active EE | $1,035 | $3,939-73.7% | $3,689-72.0% | $4,156-75.1% |
| Participant deferral / active EE | $1,732 | $5,500-68.5% | $5,072-65.8% | $6,407-73.0% |
| Admin fee / account holder | $111 | $9,721-98.9% | $8,859-98.7% | $12,270-99.1% |