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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,418 | $110,379-7.2% | $102,4120% | $145,884-29.8% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 11.78% | 24.84%-13.1pp | 24.94%-13.2pp | 551.85%-540.1pp |
| Employer contribution / active EE | $970 | $4,216-77.0% | $3,870-74.9% | $4,662-79.2% |
| Participant deferral / active EE | $1,632 | $5,622-71.0% | $5,060-67.8% | $6,690-75.6% |
| Admin fee / account holder | $8,847 | $9,745-9.2% | $8,388+5.5% | $13,392-33.9% |