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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,608 | $167,362+119.1% | $143,799+154.9% | $134,532+172.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.36% | 0.47%-16.8pp | -0.04%-16.3pp | 418.27%-434.6pp |
| Employer contribution / active EE | $4,394 | $5,620-21.8% | $4,952-11.3% | $4,741-7.3% |
| Participant deferral / active EE | $14,086 | $6,447+118.5% | $5,638+149.8% | $6,401+120.1% |
| Admin fee / account holder | $78,204 | $18,094+332.2% | $14,677+432.8% | $11,429+584.3% |