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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,097 | $183,539+122.9% | $155,556+163.0% | $145,897+180.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.18% | 61.31%-47.1pp | 64.84%-50.7pp | 552.29%-538.1pp |
| Employer contribution / active EE | $4,541 | $5,315-14.6% | $4,675-2.9% | $4,663-2.6% |
| Participant deferral / active EE | $14,718 | $6,467+127.6% | $5,631+161.4% | $6,689+120.0% |
| Admin fee / account holder | $2,258 | $19,275-88.3% | $15,885-85.8% | $13,390-83.1% |