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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,465 | $61,787-16.7% | $97,197-47.1% | $80,925-36.4% |
| Participation rate | 82.4% | 63.5%+19.0pp | 72.7%+9.7pp | 67.7%+14.8pp |
| Annual return | 16.19% | -558.16%+574.3pp | 75.47%-59.3pp | 35.65%-19.5pp |
| Employer contribution / active EE | $2,307 | $1,836+25.7% | $2,723-15.3% | $2,756-16.3% |
| Participant deferral / active EE | $5,245 | $3,027+73.3% | $4,263+23.0% | $4,299+22.0% |
| Admin fee / account holder | $9,357 | $5,170+81.0% | $5,637+66.0% | $6,940+34.8% |