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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,465 | $61,815-16.7% | $97,295-47.1% | $80,959-36.4% |
| Participation rate | 82.4% | 63.5%+19.0pp | 72.7%+9.8pp | 67.7%+14.8pp |
| Annual return | 16.19% | -558.73%+574.9pp | 75.62%-59.4pp | 35.67%-19.5pp |
| Employer contribution / active EE | $2,307 | $1,836+25.6% | $2,723-15.3% | $2,757-16.3% |
| Participant deferral / active EE | $5,245 | $3,027+73.3% | $4,264+23.0% | $4,300+22.0% |
| Admin fee / account holder | $9,357 | $5,166+81.1% | $5,646+65.7% | $6,925+35.1% |