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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,513 | $100,772+384.8% | $86,690+463.5% | $134,493+263.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -14.49% | 29.06%-43.5pp | 35.93%-50.4pp | 418.01%-432.5pp |
| Employer contribution / active EE | $13,461 | $3,490+285.8% | $2,837+374.5% | $4,740+184.0% |
| Participant deferral / active EE | $12,835 | $5,338+140.4% | $4,656+175.7% | $6,400+100.6% |
| Admin fee / account holder | $8,378 | $10,920-23.3% | $7,490+11.9% | $11,425-26.7% |