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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,717 | $91,536+134.6% | $130,062+65.1% | $75,177+185.6% |
| Participation rate | 64.7% | 71.5%-6.8pp | 78.5%-13.8pp | 67.2%-2.5pp |
| Annual return | 14.86% | -631.62%+646.5pp | -137.37%+152.2pp | 160.75%-145.9pp |
| Employer contribution / active EE | $3,944 | $2,845+38.6% | $4,322-8.7% | $2,671+47.7% |
| Participant deferral / active EE | $7,846 | $4,343+80.7% | $5,821+34.8% | $4,126+90.1% |
| Admin fee / account holder | $4,765 | $6,780-29.7% | $10,601-55.0% | $5,651-15.7% |