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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,803 | $150,447-46.3% | $136,298-40.7% | $147,586-45.3% |
| Participation rate | 93.8% | 84.4%+9.3pp | 81.9%+11.8pp | 82.8%+10.9pp |
| Annual return | 29.48% | 1049.15%-1019.7pp | 5156.27%-5126.8pp | 578.59%-549.1pp |
| Employer contribution / active EE | $2,933 | $5,256-44.2% | $4,696-37.5% | $4,876-39.8% |
| Participant deferral / active EE | $7,546 | $6,631+13.8% | $6,247+20.8% | $5,439+38.8% |
| Admin fee / account holder | $11,519 | $10,906+5.6% | $9,244+24.6% | $10,886+5.8% |