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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,338 | $135,956-38.7% | $123,894-32.7% | $273,972-69.6% |
| Participation rate | 95.5% | 84.1%+11.4pp | 81.4%+14.0pp | 83.0%+12.4pp |
| Annual return | 59.21% | 56.63%+2.6pp | 47.52%+11.7pp | 41.46%+17.8pp |
| Employer contribution / active EE | $3,891 | $5,170-24.7% | $4,617-15.7% | $4,869-20.1% |
| Participant deferral / active EE | $3,993 | $6,343-37.0% | $5,984-33.3% | $5,287-24.5% |
| Admin fee / account holder | $3,121 | $9,817-68.2% | $8,357-62.7% | $10,133-69.2% |