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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,296 | $175,231+7.5% | $149,696+25.8% | $139,466+35.0% |
| Participation rate | 89.5% | 83.4%+6.1pp | 78.8%+10.7pp | 80.3%+9.1pp |
| Annual return | 18.38% | 166.77%-148.4pp | 134.46%-116.1pp | 373.66%-355.3pp |
| Employer contribution / active EE | $3,414 | $5,478-37.7% | $4,821-29.2% | $4,754-28.2% |
| Participant deferral / active EE | $10,246 | $6,521+57.1% | $5,682+80.3% | $6,712+52.6% |
| Admin fee / account holder | $19,418 | $16,155+20.2% | $13,212+47.0% | $11,409+70.2% |