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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,565 | $152,619-38.0% | $125,195-24.5% | $152,909-38.2% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 24.28% | 54.85%-30.6pp | 43.79%-19.5pp | 345.46%-321.2pp |
| Employer contribution / active EE | $9,922 | $4,947+100.5% | $3,866+156.6% | $4,764+108.3% |
| Participant deferral / active EE | $7,308 | $5,869+24.5% | $4,937+48.0% | $5,851+24.9% |
| Admin fee / account holder | $4,061 | $13,437-69.8% | $9,704-58.2% | $11,601-65.0% |