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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,820 | $149,040-61.2% | $120,225-51.9% | $137,256-57.9% |
| Participation rate | 30.4% | 75.4%-45.0pp | 69.6%-39.1pp | 80.0%-49.5pp |
| Annual return | 15.52% | 605.68%-590.2pp | 439.23%-423.7pp | 220.34%-204.8pp |
| Employer contribution / active EE | $354 | $4,350-91.9% | $3,475-89.8% | $4,156-91.5% |
| Participant deferral / active EE | $875 | $4,655-81.2% | $3,999-78.1% | $6,407-86.3% |
| Admin fee / account holder | $289 | $6,348-95.5% | $5,696-94.9% | $12,270-97.6% |