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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,483 | $150,446+7.3% | $136,297+18.5% | $147,585+9.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.40% | 1049.14%-1031.7pp | 5156.19%-5138.8pp | 578.58%-561.2pp |
| Employer contribution / active EE | $3,125 | $5,256-40.5% | $4,696-33.4% | $4,876-35.9% |
| Participant deferral / active EE | $6,065 | $6,631-8.5% | $6,247-2.9% | $5,439+11.5% |
| Admin fee / account holder | $1,529 | $10,906-86.0% | $9,244-83.5% | $10,886-86.0% |