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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,999 | $108,825+19.5% | $156,181-16.8% | $82,448+57.7% |
| Participation rate | 98.9% | 72.4%+26.5pp | 78.8%+20.0pp | 68.1%+30.8pp |
| Annual return | 15.96% | 20.59%-4.6pp | 64.87%-48.9pp | 41.64%-25.7pp |
| Employer contribution / active EE | $2,174 | $2,870-24.2% | $4,294-49.4% | $2,551-14.8% |
| Participant deferral / active EE | $5,420 | $4,577+18.4% | $6,132-11.6% | $4,139+31.0% |
| Admin fee / account holder | $2,152 | $9,341-77.0% | $14,586-85.2% | $7,234-70.3% |