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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,863 | $96,388-37.9% | $80,627-25.8% | $139,466-57.1% |
| Participation rate | 31.8% | 73.6%-41.8pp | 67.0%-35.2pp | 80.3%-48.5pp |
| Annual return | 27.90% | 1352.08%-1324.2pp | 936.76%-908.9pp | 373.66%-345.8pp |
| Employer contribution / active EE | $1,355 | $3,260-58.4% | $2,723-50.2% | $4,754-71.5% |
| Participant deferral / active EE | $2,620 | $5,224-49.8% | $4,443-41.0% | $6,712-61.0% |
| Admin fee / account holder | $4,601 | $6,603-30.3% | $5,381-14.5% | $11,409-59.7% |