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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,172 | $175,257-57.1% | $149,717-49.8% | $139,456-46.1% |
| Participation rate | 57.9% | 83.4%-25.5pp | 78.8%-20.9pp | 80.3%-22.4pp |
| Annual return | 12.75% | 166.70%-154.0pp | 134.41%-121.7pp | 373.45%-360.7pp |
| Employer contribution / active EE | $1,104 | $5,477-79.8% | $4,820-77.1% | $4,753-76.8% |
| Participant deferral / active EE | $2,207 | $6,521-66.2% | $5,682-61.2% | $6,711-67.1% |
| Admin fee / account holder | $1,764 | $16,156-89.1% | $13,213-86.6% | $11,407-84.5% |