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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,154 | $48,011-22.6% | $63,803-41.8% | $82,637-55.0% |
| Participation rate | 20.0% | 66.6%-46.6pp | 72.7%-52.7pp | 68.1%-48.1pp |
| Annual return | 21.96% | 19.84%+2.1pp | 543.72%-521.8pp | 53.51%-31.5pp |
| Employer contribution / active EE | $495 | $1,904-74.0% | $2,532-80.5% | $2,552-80.6% |
| Participant deferral / active EE | $1,002 | $2,846-64.8% | $3,843-73.9% | $4,126-75.7% |
| Admin fee / account holder | $164 | $3,873-95.8% | $5,196-96.8% | $7,339-97.8% |