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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,154 | $50,554-26.5% | $67,681-45.1% | $87,485-57.5% |
| Participation rate | 20.0% | 67.7%-47.7pp | 73.7%-53.7pp | 68.9%-48.9pp |
| Annual return | 21.96% | 17.81%+4.1pp | 590.58%-568.6pp | 26.06%-4.1pp |
| Employer contribution / active EE | $495 | $1,988-75.1% | $2,678-81.5% | $2,596-80.9% |
| Participant deferral / active EE | $1,002 | $2,961-66.2% | $3,976-74.8% | $4,274-76.6% |
| Admin fee / account holder | $164 | $4,132-96.0% | $6,100-97.3% | $7,775-97.9% |