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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,321 | $183,592+29.3% | $155,574+52.5% | $145,877+62.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.11% | 61.37%-55.3pp | 64.87%-58.8pp | 551.28%-545.2pp |
| Employer contribution / active EE | $6,334 | $5,317+19.1% | $4,676+35.5% | $4,663+35.8% |
| Participant deferral / active EE | $7,053 | $6,466+9.1% | $5,629+25.3% | $6,691+5.4% |
| Admin fee / account holder | $1,479 | $19,316-92.3% | $15,914-90.7% | $13,402-89.0% |