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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,019 | $172,111+33.6% | $150,298+53.0% | $137,256+67.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 8.12% | 69.37%-61.3pp | 62.79%-54.7pp | 220.34%-212.2pp |
| Employer contribution / active EE | $6,637 | $4,636+43.2% | $4,154+59.8% | $4,156+59.7% |
| Participant deferral / active EE | $7,480 | $6,166+21.3% | $5,453+37.2% | $6,407+16.8% |
| Admin fee / account holder | $1,364 | $16,471-91.7% | $14,116-90.3% | $12,270-88.9% |