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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,734 | $157,276+4.7% | $141,177+16.7% | $152,885+7.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 2.93% | 64.33%-61.4pp | 71.40%-68.5pp | 345.39%-342.5pp |
| Employer contribution / active EE | $18,937 | $5,262+259.9% | $4,736+299.9% | $4,763+297.6% |
| Participant deferral / active EE | $12,029 | $7,110+69.2% | $6,710+79.3% | $5,851+105.6% |
| Admin fee / account holder | $19,828 | $12,123+63.6% | $10,263+93.2% | $11,598+71.0% |