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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,734 | $157,296+4.7% | $141,191+16.7% | $152,897+7.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 2.93% | 64.34%-61.4pp | 71.41%-68.5pp | 345.43%-342.5pp |
| Employer contribution / active EE | $18,937 | $5,262+259.9% | $4,736+299.9% | $4,764+297.5% |
| Participant deferral / active EE | $12,029 | $7,111+69.2% | $6,710+79.3% | $5,851+105.6% |
| Admin fee / account holder | $19,828 | $12,125+63.5% | $10,264+93.2% | $11,599+70.9% |