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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,637 | $82,674-24.2% | $125,381-50.0% | $68,486-8.5% |
| Participation rate | 90.6% | 75.1%+15.6pp | 82.4%+8.2pp | 67.9%+22.7pp |
| Annual return | -15.98% | -5.97%-10.0pp | 572.31%-588.3pp | -7.85%-8.1pp |
| Employer contribution / active EE | $9,437 | $3,382+179.1% | $4,815+96.0% | $2,597+263.4% |
| Participant deferral / active EE | $6,733 | $6,111+10.2% | $7,448-9.6% | $4,028+67.2% |
| Admin fee / account holder | $11,470 | $6,277+82.7% | $10,007+14.6% | $5,404+112.3% |