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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,217 | $180,459+19.8% | $154,108+40.3% | $135,380+59.7% |
| Participation rate | 76.5% | 87.4%-11.0pp | 83.0%-6.6pp | 82.6%-6.2pp |
| Annual return | -5.60% | 888.21%-893.8pp | 735.21%-740.8pp | 519.81%-525.4pp |
| Employer contribution / active EE | $15,458 | $6,035+156.1% | $5,298+191.8% | $4,779+223.5% |
| Participant deferral / active EE | $9,148 | $5,806+57.6% | $5,081+80.1% | $5,609+63.1% |
| Admin fee / account holder | $2,700 | $16,145-83.3% | $13,411-79.9% | $10,828-75.1% |